Terms of Use
These Terms of Use ("Terms") apply to your access and use of the website located at www.finaxpay.com ("Site") and the services provided through the Site. The Site and its services are provided by FinaxPay ("we", "us", or "our").
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By accessing or using the Site or its services, you agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms or our Privacy Policy, you should not use the Site.
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Overview
FinaxPay provides a platform for individuals to access financial and loan services. Our website allows you to submit loan applications, receive loan offers, and make loan repayments. We are not a direct lender, but we connect you with third-party lenders who may provide you with loan offers.
Eligibility
To use our website and services, you must be at least 18 years old and a legal resident of the United States. You must also have a valid bank account and a steady source of income. We reserve the right to deny access to our website and services to anyone at any time, without prior notice.
Loan Offers
FinaxPay is not responsible for the loan offers provided by third-party lenders. The loan offers are subject to the lender's terms and conditions, including interest rates, fees, and repayment schedules. You are solely responsible for reading and understanding the lender's terms and conditions before accepting a loan offer.
Loan Repayments
You are responsible for making timely loan repayments according to the lender's repayment schedule. Late or missed payments may result in additional fees, interest charges, and damage to your credit score. FinaxPay is not responsible for any late or missed payments.
Privacy Policy
We take your privacy seriously and have implemented appropriate measures to protect your personal information. Please refer to our Privacy Policy for more information.
Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of FinaxPay or its licensors and is protected by United States and international copyright laws.
Prohibited Activities
You are prohibited from using our website for any unlawful or fraudulent activities, including but not limited to, impersonating another person, submitting false information, and using our website to solicit loans or offers from lenders.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis. FinaxPay makes no representations or warranties of any kind, express or implied, as to the operation of our website or the information, content, materials, or products included on our website.
Limitation of Liability
FinaxPay shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our website or services, including but not limited to, damages for loss of profits, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.
Help and Support
If you have any questions or need assistance with our website or services, please contact us at help@finaxpay.com.
Modification of Terms
FinaxPay reserves the right to modify these Terms of Use at any time, without prior notice. Your continued use of our website and services after the modifications constitute your acceptance of the new Terms of Use.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law.
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